Your payslips & salary
Every month your company runs payroll, you get a payslip. This page helps you find it, read it, and understand where your salary comes from.
Finding your payslips
Open My Payslips from your sidebar. You'll see a list of every month, newest at the top, each showing the month, your net pay, and a download link. Click any month to open the full payslip.
Reading your payslip, line by line
A payslip has three parts. Here's what each one means.
Earnings — what you're paid
These are the amounts that add up to your salary before deductions:
| Line | What it is |
|---|---|
| Basic | The core of your salary. Many other amounts are worked out from it. |
| HRA | House Rent Allowance — helps with rent, and can reduce your tax. |
| Special Allowance | The balancing part of your salary. |
| Other allowances | Anything else your company adds (transport, etc.). |
| Overtime | Extra pay for hours you worked beyond your shift, if your company pays it. If overtime needs approval, this is the hours that were approved — see your attendance. |
Added together, these make your gross pay for the month.
Deductions — what's taken out
| Line | What it is |
|---|---|
| PF | Provident Fund — money set aside for your retirement. You can't spend it now, but it's yours. |
| Professional Tax (PT) | A small tax some states charge on salaries. |
| TDS | Income tax deducted from your salary during the year. See Income tax, made simple. |
| ESI | Employees' State Insurance — health cover, if it applies to you. |
| Loan / advance | Any monthly repayment, if you've taken a company loan. |
| Late deduction | A pay cut for arriving late too many times in the month, if your company deducts for lateness. It shows the number of days charged. |
Net pay — what reaches your bank
Gross pay minus deductions is your net pay — the amount actually paid into your account. It's shown large and clear on the payslip.
If you see "Loss of Pay"
If you had unpaid days that month (an absence, or leave with no balance), you'll see a Loss of Pay line. It's the pay held back for those days. If it looks wrong, check your attendance — you may be able to request a correction, but only before the month is finalized.
Most payslips also show a year-to-date (YTD) summary — your totals for the financial year so far. It's useful at tax time.
Download your payslip
Open any payslip and click Download PDF. You get a clean copy you can save or share — for a loan application, a visa, or your own records.
Your salary breakdown — My Compensation
Want the full picture, not just one month? Open My Compensation. It shows:
- Your CTC (Cost to Company) — your total annual package.
- Your monthly gross and monthly net.
- A breakdown of every earning and deduction that makes up your salary.
- Your statutory details, like your PF and tax status.
Download a salary certificate
From My Compensation, you can download a salary certificate — an official letter confirming your salary. Banks and landlords often ask for one. Click the download button and you get a ready-made PDF.
What's next
- Income tax, made simple — reduce your TDS and get your Form 16.
- Loans & reimbursements — repayments and expense claims.